AdvertisementMoneyPlanning & budgetingHome loans Opinion Three steps to protect your home loan from a falling market Nicole Pedersen-McKinnon Money contributor August 8, 2026 — 5:01amAugust 8, 2026 — 5:01am Save You have reached your maximum number of saved items. It was meant to suppress the property market. Gabriele Charlotte The problem was that this was just after the government enticed a whole heap of first home buyers into the market… with just 5 per cent deposits. Firstly, where property prices will land remains to be seen. Editor's pick Property prices End of the super-cycle: Big call on the national property market Indeed, the ideal is to have six months’ salary stashed – which may well be a pipe dream.