The seven financial steps EVERY woman should have taken by her 50s: Our experts reveal how to secure a rich and enviable future - and how to catch up if you've fallen behind

Our checklist, devised with financial planning experts, reveals the seven most important things you should have in place once you hit this milestone age. Keep own savings and current accountsIf you're married, it’s likely you and your husband’s finances are intertwined – especially if you’ve been together for decades. Women in their 50s are more likely to have joint current and savings accounts than younger women. ‘If you’re unhappy, then having savings gives you options,’ says Helen Morrissey, head of retirement at wealth platform Hargreaves Lansdown. The average credit limit for all credit cardholders is just under £6,000 – enough to deal with most financial emergencies.