The greater national challenge is to convert today's stability into a resilient, inclusive, and sustainable financial system capable of driving long-term economic transformation. A resilient financial sector is indispensable to national development. It provides confidence for investors, safeguards depositors' funds, strengthens economic stability, and ensures that businesses have access to the capital required for expansion and innovation. Its contribution complements the efforts of government, the financial sector, regulators, development partners, and academia in building a financial ecosystem that is stable, innovative, and inclusive. Financial stability cannot be taken for granted, and resilience cannot be achieved through regulation alone.