While retirement outcomes are strengthening, the report noted many members are facing increasing pressure on day‑to‑day finances, resulting in lower contribution levels among some plans. “When financial pressures increase, retirement savings are often one of the first areas to be reduced or paused. Plan sponsors can support members’ retirement savings by encouraging them to strike a balance between the two priorities, said the report. Read: Report finds public equities rally boosting CAP outcomes in Q3 2025Reduced contributions can also limit the compounding effect that drives retirement savings growth. Read: Strong equity markets boosting CAP outcomes in Q4 2025: report