When Should You Claim Social Security? 7 Factors That Matter More Than Age

That being said, here are seven factors that actually do matter a lot more than age when it comes to collecting Social Security. The Social Security Administration increases retirement benefits for every month you delay claiming after full retirement age until age 70 through delayed retirement credits. FAQs About Claiming Social SecurityCan I claim Social Security at 62 if I’m still working? Your Best Claiming Age Is the One That Fits Your Retirement PlanChoosing when to claim Social Security isn’t about finding the “magic” age. When are you planning to claim Social Security, and what factors are influencing your decision?