Call the Police and Get an Official Report“Even if the other driver seems friendly or apologetic, don’t skip a police report. This report often includes whether the other driver had valid insurance at the time, which matters a lot for your claim. Check Your Own Insurance Policy for Uninsured Motorist CoverageHere’s where a lot of drivers get a pleasant surprise. A lawyer who handles these cases can explain your actual options, including whether you can pursue the uninsured driver directly through a lawsuit. Moving Forward After the CrashDealing with an uninsured driver adds a frustrating layer to an already difficult situation.