Uphold Launches XRP-Backed Visa Card That Turns Crypto Into Everyday Spending PowerUphold is giving XRP holders a new way to unlock the value of their holdings without selling a single token. Through its newly launched , users can now borrow against their XRP, turning their crypto into spending power while keeping ownership of their assets. Introduced by Uphold U.S. President Nancy Beaton, the Exa Credit Card is powered by Exactly Protocol, a decentralized finance (DeFi) lending platform. By applying the same model to XRP, Uphold allows users to access liquidity while remaining exposed to any future appreciation in the token's price. Unlock your spending power."