Last year, 76 percent of U.S. organizations experienced attempted or actual payments fraud, according to a survey from the Association for Financial Professionals. For companies managing B2B payments and working capital programs—areas where my own company specializes—taking a proactive approach to fraud prevention is more vital than ever. But as payment security technology and capabilities continue to evolve, the short-term tradeoffs of investing in stronger fraud prevention are becoming far less pronounced. So then, in present day (rather than 1735), what does payment fraud prevention actually look like? The most proactive and effective step you can take in fighting payments fraud?