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Allstate shrinks Florida reinsurance tower slightly, but catastrophe bond cover expands
['Steve Evans']
Artemis.bm – The Catastrophe Bond, Insurance Linked Securities & Investment, Reinsurance Capital, Alternative Risk Transfer and Weather Risk Management site
After the mid-year 2025 reinsurance renewals, Allstate had a Florida catastrophe reinsurance tower that extended to cover $1.1 billion of losses.
As part of the slightly smaller 2026 Florida reinsurance tower, Allstate still has the $150 million of limit from the Sanders Re II Ltd. (Series 2025-2) cat bond issuance.
As a result, across the 2026 Florida catastrophe reinsurance tower, this year Allstate has $380 million of cat bond limit, up from $216 million in the 2025 Florida cat tower.
Outside of the Florida reinsurance program, Allstate has also renewed its National General Lender Services standalone reinsurance program.
As a result, Allstate currently has $3.73 billion of catastrophe bond coverage outstanding, according to our leaderboard of cat bond sponsors.