The agreement links perhaps the most publicly prolific financial institution in the patent sphere with one of the most protective. “This agreement supports the application of innovations from Bank of America and USAA in ways that benefit our clients and contribute to continued progress across the financial services industry.” The agreement appears to be the first two-way deal USAA has notched with a fellow financial institution regarding patents. Discover, that same year, signed a licensing agreement to avoid court action. It is unclear whether USAA or Bank of America paid anything as part of the deal to access the other’s patents.