BusinessWire IndiaScottsdale (Arizona) [US], August 6: ChainIT and RS Software today announced a product alliance to bring risk-based authentication to account-to-account (A2A) payments. Identity fraud and scams are among the costliest threats facing financial institutions. Javelin Strategy & Research's 2026 Identity Fraud Study estimates that traditional identity fraud drove $27.3 billion in losses in 2025. As adoption of FedNow® and RTP® expands for instant, irrevocable payments, fraud exposure is increasing. The alliance evaluates identity and fraud risk continuously on every transaction in sub-seconds, rather than verifying identity once at onboarding and assuming it remains valid thereafter.