If you want to earn your cash back without paying an annual fee, the Spark Cash Select is a sensible option for your business . Business management toolsThe Spark Cash Select includes several features designed to make running your business a little easier. Related: Why you should get a fixed-rate rewards credit cardRedeeming rewardsJust like earning rewards, redeeming your Spark Cash Select rewards is simple and straightforward. Capital One Spark Cash Select vs. Capital One Spark CashThe Spark Cash Select and Capital One Spark Cash are very similar cards. I'd choose the Spark Cash Select if your priority is keeping business expenses low while still earning straightforward cash back.