A couple taking home $674,000 hold the mantle of highest income applicant to use the 5 per cent deposit scheme. NewsWire / Andrew HenshawA couple taking home $674,000 hold the mantle of highest income applicant to use the 5 per cent deposit scheme. NewsWire / Andrew Henshaw Credit: News Corp AustraliaAlmost 1500 homes purchased with the federal government’s 5 per cent deposit scheme have been turned into investment properties. The response also revealed a couple taking home $674,000 hold the mantle of highest income applicant to use the 5 per cent deposit scheme. Prominent housing affordability campaigner Jordan van den Lamb said the 5 per cent deposit scheme was a “shameful” addition to inadequate housing policies.