Creating passive income is lingo that you probably have heard or thought about more than once. The dividends from that little fund today are an ongoing passive income. The best way for you to develop passive income is to work a job and put some money into an Individual Retirement Account every year. This is really passive income. Nothing is free and easy, but you don’t have to make a huge sum of money to put $5,000 a year into a Roth IRA.