In any case, one of the advantages or attractions of these loan apps is that unlike other electronic platforms, these loan apps usually do not need conventional extensive paperwork before money could be borrowed. Recall that the federal government signed the Nigeria Data Protection Act (NDPA) in 2023 to curtail such infractions by these loan sharks. In response to this request, about 37 Digital Lending apps were delisted from Play store. Breakdown of the list showed that the apps so affected were; Swiftkash App, Hen Credit Loan App, Cash Door App, Joy Cash-Loan Up To 1,000,000 App, Eaglecash App, Luckyloan Personal Loan App, Getloan App, Easeloan Apps, Naira Naija, Cashlawn App, Easynaira App, Crediting App, Yoyi App, Nut Loan App, Cashpal App, Nairaeasy Gist Loan App and Camelloan App. Others include Nairaloan App, Moneytreefinance Made Easy App, Cashme App, Secucash App, Creditbox App, Cashmama App, Crimson Credit App, Galaxy Credit App, Ease Cash App, Xcredit, Imoney, Naira Naija, Imoneyplus-Instant, Nairanaija-Instant, Nownowmoney, Naija Cash, Eagle Cash, Firstnell App, Flypay, Spark Credit and Luckyloan Personal Loan App.