For many families, the school holidays are synonymous with looser routines, trips abroad and unhurried days together. Yet away from the classroom and without homework or after-school activities dictating the day, they also offer the perfect opportunity to introduce children to financial literacy. 'The summer holidays provide something that is often in short supply during term time: time. 'The summer holidays provide something that children often lack during term time: space and real-world experiences. Teaching values, not just wealthFor wealthy families, the challenge is not necessarily explaining what money is but helping children understand what it is for.