While private developers continue to build houses across the country, the government also supports affordable housing initiatives to help more people become homeowners. Image credit: FreepikSource: UGCToday, government-backed housing is mainly facilitated through the National Homeownership Fund (NHF) and the State Housing Company (SHC). Demonstrate the ability to meet monthly mortgage or rent-to-own payments. Things to know before applyingAlthough these programmes are designed to improve access to homeownership, affordable housing does not necessarily mean low-cost housing. National Homeownership Fund (NHF) with partner financial institutions National Homeownership Fund (NHF) and participating housing partners Where to apply https://nhf.gov.gh https://nhf.gov.ghHow to rent an apartment in GhanaIn an earlier article, YEN.com.gh wrote about how people can rent properties easily and quickly in Ghana.