A federal law enforcement officer and military veteran was arrested and charged in the U.S. District Court for the District of Massachusetts with wire fraud and making false statements to a mortgage lender. He submitted two falsified VA documents to a private lender, one claiming he had a 100% VA disability rating with monthly benefits exceeding $3,000. To qualify for a VA loan, a veteran must meet specific active-duty service minimums and discharge standards. The defendant would not have been eligible for the mortgage loan had the alleged VA monthly disability income been excluded from his total monthly income calculation. Mortgage fraud a concernMortgage fraud risk dropped 9% compared to last year, but there are rising concerns of artificial intelligence and fake document risk .