The tide may be turning in the Cash ISA vs Stocks and Shares ISA debate. The Stocks and Shares ISA, by comparison, has average dividends less than that with plenty of risk attached too. Is it a good idea to dump the Stocks and Shares ISA and stick to the Cash ISA? There is no chance of me using the Cash ISA to build wealth in an inflationary environment, and here's why. Assets over cashOne of the primary appeals to me about investing in stocks through a Stocks and Shares ISA is that I am owning assets.