Your Kia novated lease may include fuel, servicing, insurance, and other vehicle expenses under one lease agreement. Understanding Kia on a Novated Lease in AustraliaA Kia on a novated lease in Australia is a three-party arrangement between you, your employer, and a finance provider. Calculating Real Savings with a Kia Novated LeaseIf you want a clear answer on savings, use a novated lease calculator and compare the full picture, not just the lease payments. Frequently Asked QuestionsIs a Kia novated lease a good idea for popular models like the Carnival or Seltos? Your Kia novated lease savings still depend on purchase price, usage, and whether GST savings and packaged costs outweigh a petrol model’s lower entry pricing.