Total demand during the subscription period was nearly three times the size of the offering. Investors were able to subscribe to the bonds either through the Birbank Invest application or at Kapital Bank/Birbank branches. The Kapital Bank bonds have a one-year maturity and offer an annual yield of 10%, with interest payments made on a monthly basis. Kapital Bank, the country's first bank, is part of PASHA Holding. Kapital Bank has the largest service network in Azerbaijan with 116 branches, 51 divisions and 13 Digital Centers all over the country.