Dear Pay Dirt,My parents own a luxury sales business, and my brother has worked there for the past 20 years. Now my parents are retiring and my brother wants to take full ownership of our parents’ business. We hired a business valuation firm to value the business and they valued it at $1,000,000. If your parents want to stay out of it, that’s understandable, but then it’s time to talk to a lawyer. They don’t pre‑approve expenses, don’t match withdrawals to school bills, and don’t get any information from your child’s school.