However, not all banks offer high savings account rates, which is why it's important to shop around and find the most competitive savings interest rates available. Where to find the best savings interest rates todayThe average interest rate on a traditional savings account is only 0.38%, according to the FDIC. Today, Friday, August 7, 2026, the highest savings account rate available from our partners is 4.15% APY. Here is a look at some of the best savings rates available today:How much interest can I earn with a high-yield savings account? Read more: Step-by-step instructions for opening a high-yield savings accountIs a high-yield savings account right for you?