BANGKOK – Thailand’s pioneer virtual lender, Clicx Bank, is suddenly facing a very harsh reality check. Just days after launching, the digital bank drastically slammed the brakes on its speedy loan approvals. Clicx Bank originally opened its virtual doors for applications on July 26, officially launching its lending service on August 1. The Viral Trend That Sparked A Digital Lending PauseWord travels incredibly fast online, and the digital lending sector is certainly no exception. Clicx Bank represents just the first wave of a massive, industry-wide shift in Thai banking.