The conference was held on the theme: “Unlocking Informal Sector and Diaspora Pensions: From Financial Inclusion to Sustainable Retirement Security.” He also identified Ghana’s diaspora as an untapped source of pension financing, noting that remittances reached US$7.79 billion in 2025. Mr. Gyan said digital remittance platforms already provide the infrastructure needed to make diaspora pension contributions simple and convenient. Mr. Gyan proposed the introduction of a dedicated diaspora pension product, pilot flexible pension schemes using mobile money platforms and the integration of pension enrolment into Ghana Card registration. He said financial institutions have a key role to play in expanding pension coverage, pointing out that Fidelity Bank serves more than 2.2 million inclusive banking customers, many of whom operate in the informal sector.