Debt burden, financial obligation or loan payment, heavy load of money failure, mortgage or borrowing money problem concept, tried businessman carrying big debt money bag losing money banknotes. Ghana could meet its debt anchor by 2034 even if the primary surplus target is relaxed from 1.5 to 0.5% of Gross Domestic Product (GDP) starting in 2027. In its country report on Ghana, the Fund also said Ghana’s large development needs and considerable debt sustainability gains warrant a reassessment of the appropriate medium-term fiscal stance. In 2025, it pointed out that the authorities adopted Public Financial Management (PFM) Act amendments, including a 45% of GDP legislative debt anchor to be achieved by 2034, and an operational target of 1.5% of GDP primary surplus on a commitment basis. It added that the lowering of the fiscal primary surplus will be supported by an ambitious package of fiscal structural reforms to contain quasi‑fiscal pressures and safeguard debt sustainability.