Africa’s payment landscape is notoriously fragmented, with local payment behaviour varying dramatically across markets. In South Africa, over two-thirds of payments are still made in person at retail locations despite high bank penetration. “We support the full spectrum of locally preferred digital payment methods as well as an in-person acceptance network spanning over two million physical locations. Moment is a pan-African payment infrastructure company headquartered in Cape Town, with offices in Dubai, Johannesburg, Lagos, Kigali, and London. The company provides omni-channel payment solutions, intelligent collection tools, and embedded financial services to some of Africa’s largest businesses.