The state’s $10K minimum bodily injury limit and absence of any UM/UIM coverage mandate leave insured Florida drivers dangerously exposed to uninsured motorist risk. The findings reveal that Florida’s regulatory framework leaves responsible drivers bearing a disproportionate share of the financial burden when uninsured motorist accidents occur. Florida drivers face the seventh-highest uninsured motorist risk in America. If you’re hit by one of the state’s uninsured drivers, having that coverage could be the difference between financial recovery and financial ruin.” Top 10 Riskiest States: Highest Uninsured Motorist RatesStates With the Highest Percentage of Uninsured Drivers (2023)Rank State Uninsured Rate (2023) Min BI Limit Per Person Avg Liability Premium (2023) UM/UIM Required?