This decision will widen the gap between where climate money is easiest to spend and where it is actually needed. India needs substantial climate finance each year: about $160 billion to $288 billion annually through 2030 just to keep up with climate change. So, when the World Bank weakens firm climate commitments, these states are left wondering how they will cover even the basics. If the World Bank wants to prove that retiring its climate target is not a retreat, India should ask for two concrete commitments in return. Second, transparent, publicly auditable reporting on where every climate rupee goes, so climate finance can be tracked for equity.