Businesses must determine their true available cash and protect a minimum “cash floor” to avoid hidden shortages. Businesses must determine their true available cash and protect a minimum “cash floor” to avoid hidden shortages. Some of it belongs to payroll, taxes, loan payments, vendors, or a slow season that hasn’t arrived yet. Set a Cash FloorEvery business should know the minimum cash balance it wants to protect. ==Mike Milan, better known as Cash Flow Mike, helps accountants, advisors, and business owners turn cash flow information into practical business decisions.