🚨 Nerd Alert: Toco Warranty Corp, former administrator of Toco US, finalized a Chapter 11 bankruptcy reorganization in June 2026. 📌 Toco's extended car warranty plansToco’s plan structure is different from the other extended warranty providers we reviewed. NerdWallet's Editorial Team Picks for Best Overall Extended Car Warranties See which extended car warranties our writers and editors think are the best options for car owners. An extended car warranty is not a substitute for car insurance , and it’s not legally required like car insurance. How we rate and review car warrantiesOur Home Services team reviews car warranty companies with our readers in mind.