However, those trips may coincide with some of the season’s biggest travel threats, including hurricanes, wildfires, flooding, and severe weather. This prompted AAA to explain the importance of travel insurance and how timing can affect coverage availability. Yet only 35% said they plan to purchase travel insurance. “The good news is that you can often purchase travel insurance up to the day of your departure. Timing Matters with Travel InsuranceMany travelers assume it’s too late to buy travel insurance once their trip is only days or weeks away.