However, I have a substantial body of facts that allows us to view this court case from a different angle. However, Etrecom’s lawyers named the nationalised Sense Bank as a co-defendant and put together a tort claim that was clearly flimsy. Kernel has a fairly long history of dealings with Sense Bank, dating back to when ‘Sense’ was known as ‘Alfa-Bank Ukraine’. As far as I am aware, Kernel’s relationship with Sense Bank and Etrecom’s relationship with Greatford are in no way connected. The Ukrainian government, represented by the Ministry of Finance, has become the new owner of Sense Bank.