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Wildfires Fan Record Sales of Catastrophe Bonds to Backstop Risk
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Claims Journal
Insurers are turning to catastrophe bonds to pass on historic levels of wildfire risk to the capital markets.
Wildfire risk is now the fastest-growing category of natural-catastrophe peril globally, with insured losses rising roughly 12% a year, according to KatRisk, a risk modeling firm.
Related: Edison Says Its Equipment Likely Associated With 2025 LA FireThe rise in issuance of wildfire-linked cat bonds coincides with growth in sales overall.
Wildfire cat bonds pose a number of modeling challenges.
It’s also one of the few natural disaster categories where human intervention — such as cutting back dense and dry vegetation early in the season — can materially alter a bond’s risk metrics.