Mortgage rates are slightly higher today, though they haven't quite hit the highs we saw last week. We seem to be back to where we were in early spring, when mortgage rates bobbed up and down according to which way the wind blew in regards to Iran. Average mortgage rates, last 30 days» Take the next step: Compare mortgage rates from NerdWallet’s top lenders📈 What influences mortgage rates? constantly changing, since a major part of Mortgage rates aresince a major part of how rates are set depends on reactions to new inflation reports, job numbers, Fed meetings, global news ... you name it. Get the best rate for you: How to get the best mortgage rate👀 If I apply now, can I get the rate I saw today?