A big catalyst for these changes is the phenomenon of electric vehicles that can double the load of a home’s energy system. Bajaj advises designers to think of energy demand in the process of designing and building homes because it shouldn’t be an afterthought. Sales of both gas and electric water heaters grew about 11% in the same time period, showing that gas isn’t shrinking, but electric is edging ahead. That current demand for electric water heaters is mostly dependent on geography. The insurance policy puts the homeowner in control with data on market appreciation and the value of surrounding homes.