Irvine-based MeridianLink Inc., a provider of software platforms for financial institutions, announced today that it has acquired Credit Mountain, a financial wellness platform. Credit Mountain uses artificial intelligence to coach declined borrowers on credit education and financial improvement plans. As a result of the acquisition, MeridianLink expanded its platform to offer MeridianLink Pathway, a digital tool that provides similar services. “Through MeridianLink Pathway and the future launch of MeridianLink Coach, we’re helping community financial institutions transform the loan decline experience. “Together, these solutions help financial institutions create more paths to yes, improve financial outcomes, and build trusted relationships that extend far beyond a single lending decision.