The scary part is that scammers have gotten really good at making a text, email or phone call look like it came from your bank, credit card company, airline, hotel, the DMV or even a government agency. If it’s supposedly from my bank or credit card company, I hang up and call the number on the back of my card. I don’t Google the phone number or ask on social media because scammers have gotten good at buying sponsored search results, creating fake websites and using bots to spread bogus customer service numbers. Legitimate banks, credit card companies and government agencies won’t ask you to pay with gift cards, cryptocurrency, wire transfers or payment apps. These days, that’s probably the best travel tip and life tip I can give.