When Metro Bank messaged Rutter to ask whether an attempted transaction was legitimate, he replied "no", but the criminals were able to make a series of subsequent transactions of between £90 and £200. The fraudsters used the Metro Bank debit card linked to his Anthropic account to make the payments and buy credits for the platform. On 19 June, Metro Bank spotted a suspicious transaction for £90.90 and texted Rutter to ask whether he had authorised it. Metro eventually froze his card the day after the scam started, but by then, more than £14,000 worth of payments had gone through. After Guardian Money got in touch, Metro Bank temporarily refunded Rutter while a chargeback refund was sought from Anthropic.