Key takeaway: BCB's recovery from credit-quality issues is a work in progress, as some C&I loans called total losses emerge as a cause for concern. BCB's recovery from credit-quality issues is a work in progress, as some C&I loans called total losses emerge as a cause for concern. Supporting data: About $30 million of C&I loans at BCB have been categorized as total losses. About $30 million of C&I loans at BCB have been categorized as total losses. Expert quote: "For them to have total losses, that means multiple structures need to have failed."