For seniors who need significant help, the total cost of staying home approaches — and frequently surpasses — the monthly cost of assisted living. Fifty-nine percent of Florida families still believe senior living is unaffordable. What Florida Senior Living Actually Costs — and Why It Is Below the National AverageFlorida has 2,953 assisted living communities — more than almost any other state. What Staying Home With Help Actually Costs in FloridaHere is the calculation most Florida families have not done. Utilities, groceries, maintenance, and transportation add $1,500 to $2,000 monthly for a senior living alone.