The notice, signed by Bank Secretary Ms Aimee Vyda Quashie and released on Monday, August 3, 2026The BoG, helmed by Governor Dr Johnson Asiamah, names 20 unlicensed digital loan apps in Ghana. Source: FacebookIt stated that the central bank had observed entities continuing to offer digital credit services without the required licences, in breach of the Directive for Digital Credit Service Providers in Ghana published in September 2025. Banks, Specialised Deposit-Taking Institutions, and Payment Service Providers have also been put on notice, with the central bank cautioning them against facilitating or processing any transactions on behalf of the listed apps. Members of the public have been strongly advised to avoid all engagement with the 20 named applications. The central bank said all coins it had issued remained legal tender and that refusing to accept them was an offence under the Currency Act, 1964.