A video posted by Kristin Swanson, @kristin.swanson on TikTok, around July 30, 2026, is putting UnitedHealthcare back in the hot seat. UnitedHealthcare suggested she upgrade her plan for an extra $1,000, which would reset her deductible entirely. The senators accused UnitedHealthcare of using prior authorization rules to delay or deny care, calling the practice an abuse of taxpayer dollars. Plaintiffs in the case say the denials forced them to either pay out of pocket or forgo necessary care. For now, patients are left with few options: appeal, pay out of pocket, or hope for charity care.