GapEncore Rewards Deal Unlimited Gap Rewards With Encore Sign up for Encore Rewards to unlock free shipping, birthday bonuses & more. Get $1 for every 25 points spent at Gap, Old Navy, Athleta, and Banana Republic. More Less Doesn't expireGap FactoryWhy We Love Gap and Gap FactoryThe Gap (although it’s lovingly known as just “Gap”) was founded in 1969 in San Francisco by couple Don and Doris Fisher, and actually started out a store for Levi’s. Benefits of an Gap Card MembershipGap Encore is currently Gap’s free loyalty program with a credit card membership with tiers. The credit card works on all Gap Inc brands (Gap, Gap Factory, Old Navy, Athleta, Banana Republic, Banana Republic Factory).