Initial reaction to the FHA's proposed test of a partial claim alternative: worth trying, but not every servicer will want in. I think it is going to be very difficult for small to mid-sized servicers," Donna Schmidt, president and CEO of DLS Servicing. That means the proposed FHA partial claim alternative could standardize some of servicers' work in the long run if it's fully adopted. "I think it will deter default rates," said Jane Mason, CEO of Clarifire, a servicing technology firm, of the partial claim alternative. "You have to retrain everybody because there are specific deadlines that are non-forgiving for the servicers," Mason said.