Student accommodation costs an average of £575 a month across the UK in 2026, according to Save the Student’s National Student Accommodation Survey. The good news is that saving money on housing and staying safe aren’t competing goals. Why Students Overpay Without Realising ItHere’s the thing most students don’t figure out until they’re already locked into a contract. More than a third of students reported problems with damp in their student accommodation in 2024, and HMO complaints rose 23% year on year. The city’s compact layout also helps on the transport cost side.