If you’ve borrowed money through MTN Ghana’s MoMo service and thought you could dodge repayment by switching SIM cards, think again. AdvertisementMTN Ghana is now using your Ghana Card data to track down loan defaulters, even if they get a new number. What’s actually changingThe old loophole: some people borrowed money via MoMo, then discarded their SIM card to avoid repaying. Without linking to a Ghana Card, MTN had limited ways to track them down when they registered a fresh number. The new reality: because every MoMo account is now tied to your Ghana Card during registration, MTN can match your identity across multiple SIM cards.