Flutterwave, a payment app used across Ghana for transactions, is exploring the acquisition of a bank or banking partnership in several African markets—including Ghana. The move signals a bigger ambition: moving beyond moving money to actually lending it. Earlier in 2026, the company bought a microfinance bank licence in Nigeria by acquiring an open banking startup called Mono. Savings accounts: Keep money in a Flutterwave account and earn interest, similar to other fintech savings features available in Ghana. What to watchCheck if Flutterwave announces a banking partner or licence acquisition in Ghana in the coming months.