Holdover Rent & Lost Income: If unauthorized occupants refuse to leave after the lease ends, the court considers the unit occupied. The primary tenant can be held financially responsible for “holdover rent” for every day the squatter remains in possession. The primary tenant can be held financially responsible for “holdover rent” for every day the squatter remains in possession. If costs exceed the deposit, the primary tenant can be named as a co-defendant in a civil suit, leading to personal money judgments and wage garnishment. The Bottom Line: Landlording in the U.S. Virgin Islands requires a thorough understanding of territorial real estate law.