Mumbai, Aug 3: The Reserve Bank of India (RBI) has revised rules governing interest rates on bulk fixed deposits, giving banks greater flexibility to offer different rates based on their liquidity requirements, while mandating daily disclosure of applicable rates from October 1, 2026. Under the revised framework, banks will be allowed to offer differential interest rates on bulk deposits by considering the applicable run-off rates for deposits or unsecured wholesale funding under the Liquidity Coverage Ratio (LCR) framework. A bulk deposit refers to a large-value single-rupee term deposit, generally made by companies, institutions, trusts or high-net-worth individuals. From October 1, banks will also be required to publish applicable bulk deposit interest rates on their websites every business day during business hours. The RBI said interest rates on deposits, including bulk deposits, must be disclosed in advance and remain uniform across all branches and customers for deposits of similar amounts accepted on the same date.